Affirm

Type: Buy Now, Pay Later / Digital Payment Service (United States & Canada)

Payment Flow:

Customer selects Affirm at checkout.

The system redirects to Affirm’s flow where the user selects a payment plan (e.g., bi‑weekly payments, monthly installments).

After payment approval, the user is returned to the merchant site and the merchant receives the payment result.

Refunds: Supports full or partial refunds; merchant issues refund and Affirm adjusts the payment plan accordingly.

Notes:

Available for merchants targeting US and Canadian customers.

Offers flexible payment terms (e.g., pay in 4 interest‑free bi‑weekly payments, or longer term monthly installments up to 36 months)

Subscription/recurring support is not clearly supported (it’s primarily installment/loan style).

When a shipping address is submitted, it must be a valid real address for Affirm payments, or the transaction will be declined.

Supported Transaction Types

Product Support

Supported Countries

One‑time Payment

Minimum Amount Requirements

Affirm supports different payment plans with different minimum and maximum transaction amount requirements.

Merchants must ensure that the transaction amount submitted to Affirm meets the applicable range for the selected payment option.

If the submitted amount does not meet the minimum amount requirement, the transaction may be declined or fail during the payment authorization process.

United States

Payment Option	Amount Range
Pay in 30 (Single payment in 30 days, interest-free)	USD 35–USD 50
Pay in 4 (4 interest-free biweekly payments)	USD 50–USD 500
Monthly installments (3 to 36 months, which might include interest)	USD 100–USD 30,000

Canada

Payment Option	Amount Range
Pay in 30 (Single payment in 30 days, interest-free)	CAD 50–CAD 500
Monthly installments (3 to 36 months, which might include interest)	CAD 100–CAD 30,000

Affirm

Affirm#

Minimum Amount Requirements#

United States#

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Affirm

Minimum Amount Requirements

United States

Canada